Privacy Policy for MoneyMap

MoneyMap ("we", "our", "us") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how MoneyMap collects, uses, stores, and protects your information when you use our website, mobile application, and related services (collectively, the "Service").

By accessing or using MoneyMap, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect information to provide and improve our services. The types of information we collect include:

a. Personal Information

When you create an account or use MoneyMap, we may collect:

• Full name
• Email address
• Phone number
• Login credentials

b. Financial Information

To help you track and manage your finances, MoneyMap allows you to manually enter:

• Income records
• Expense records
• Budget details
• Categories and notes related to transactions

Important: MoneyMap does not automatically connect to or sync with your bank accounts.

c. WhatsApp Connection Information

If you choose to connect MoneyMap to WhatsApp, we may collect:

• Your WhatsApp phone number
• Message metadata (such as delivery status)

We do not read or store the content of your private WhatsApp messages beyond what is necessary to provide the service.

d. Usage and Device Information

We may automatically collect certain technical information such as:

• IP address
• Browser type and version
• Device type
• Pages visited and actions taken within the app

This data helps us understand how users interact with MoneyMap and improve performance.

e. Device Permissions and Hardware Access

To provide specific features within the MoneyMap mobile application, we may request your explicit permission to access certain native hardware capabilities on your device. You can enable or disable these permissions at any time through your device settings. These include:

• Camera and Photos: We request access to your device's camera and photo gallery strictly to allow you to scan, capture, and upload images of financial receipts, invoices, or profile pictures directly into your account.
• Microphone: We request access to your microphone to enable our AI Voice recording feature, allowing you to quickly add and manage inventory items via voice commands. We do not listen to, record, or access your microphone in the background.

2. How We Use Your Information

We use the information we collect to:

• Create and manage user accounts
• Provide core MoneyMap features (expense tracking, budgeting, insights)
• Communicate with you about your account or updates
• Provide customer support, including via WhatsApp
• Improve app functionality and user experience
• Ensure security and prevent fraud

3. How We Store and Protect Your Data

We take reasonable technical and organizational measures to protect your information, including:

• Secure servers and encrypted connections
• Access controls and authentication safeguards
• Regular system monitoring

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

4. Sharing of Information

MoneyMap does not sell, rent, or trade your personal information to third parties.

We may share limited information only:

• With trusted service providers who help us operate the app (under strict confidentiality)
• When required by law or legal process
• To protect the rights, safety, or security of MoneyMap and its users

5. Data Retention

We retain your personal and financial data only for as long as necessary to provide our services or as required by law. You may request deletion of your account and associated data at any time.

6. Your Rights

Depending on your location, you may have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate information
• Request deletion of your data
• Withdraw consent where applicable

To exercise these rights, please contact us using the details below.

7. Cookies and Tracking Technologies

MoneyMap may use cookies or similar technologies to:

• Maintain user sessions
• Improve website performance
• Analyze usage patterns

You can control or disable cookies through your browser settings.

8. Children’s Privacy

MoneyMap is not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. Continued use of MoneyMap after changes means you accept the revised policy.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your data, please contact us:

By using MoneyMap, you acknowledge that you have read and understood this Privacy Policy.